{"id":36382,"date":"2019-12-03T08:47:23","date_gmt":"2019-12-03T06:47:23","guid":{"rendered":"https:\/\/mininvestering.com\/?p=36382"},"modified":"2020-05-07T12:48:00","modified_gmt":"2020-05-07T12:48:00","slug":"fremtiden-for-crowdlending","status":"publish","type":"post","link":"https:\/\/mininvestering.com\/fremtiden-for-crowdlending\/","title":{"rendered":"Tag et aftenskursus med et l\u00e5n"},"content":{"rendered":"\n
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Verden bliver af mange beskrevet som foranderlig, og man kan derfor hurtigt f\u00f8le sig bagud, hvis man ikke er opm\u00e6rksom p\u00e5 omkringv\u00e6rende dynamikker. Der findes talrige eksempler p\u00e5 dette inden for teknologi, business osv, hvor man er n\u00f8dt til at v\u00e6re villig til at l\u00e6re, hvis man vil f\u00f8lge med udviklingen. Dette er en af \u00e5rsagerne til, at mange danskere v\u00e6lger at k\u00f8be sig til kurser p\u00e5 landets institutioner, s\u00e5 de kan forberede sig p\u00e5 arbejdet eller dygtigg\u00f8re sig inden for deres egne privat fritidsinteresser. Problemet er dog blot, at et kursus kan v\u00e6re yderst dyrt. Derfor kan det v\u00e6re et sp\u00f8rgsm\u00e5l, om et kursus kan betragtes som en fordelagtig investering. Et kursus kan dog i mange henseender og situationer v\u00e6re en super investering p\u00e5 sigt. Men hvad g\u00f8r man s\u00e5, hvis man ikke har pengene her og nu til at k\u00f8be et kursus? Du ser m\u00e5ske en reklame med skriften: \u201cL\u00e5n penge hurtigt<\/a>\u201d, hvorefter det sl\u00e5r dig, at du kan overveje at l\u00e5ne penge til investeringen. Vi har derfor udarbejdet en guide for, hvordan du nemt og sikkert kan finde det l\u00e5n som harmonerer med din \u00f8konomiske situation.<\/p>\n\n\n\n

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1. Hvor meget mangler du?<\/h2>\n\n\n\n

Det er meget forskelligt, hvad et kursus koster, og det er ligeledes forskelligt, hvor meget du st\u00e5r at mangler for at have r\u00e5d til det p\u00e5g\u00e6ldende kursus. Du b\u00f8r derfor unders\u00f8ge, om du kan n\u00e5 at spare penge sammen til at k\u00f8be udvalgte kursus. Hvis du ikke mener, at det er muligt kan du regne p\u00e5, hvor mange penge du mangler for at have r\u00e5d.<\/p>\n\n\n\n

Det er ligeledes vigtigt, at du ikke overforbruger i den periode du pr\u00f8ver at spare op i, eftersom det er umuligt at udarbejde efter en n\u00f8je planlagt opsparings skema. En m\u00e5de hvorp\u00e5 mange danskere har nemmere ved at spare op er, hvis de ved, at de har noget at se frem til ude i en overskuelig fremtid. Det varierer ogs\u00e5 her meget, hvad der motiverer mennesker, men du kan med fordel tjekke den danske hjemmeside Stayclassy.dk<\/a> ud, idet du herinde finder b\u00e5de rejser, t\u00f8j, bolig og lignende. Det skal dog tilf\u00f8jes hertil, at der er tale om en hjemmeside hvor m\u00e5lgruppen hovedsageligt er m\u00e6nd, men frygt ej \u2013 der findes en liges\u00e5 god hjemmeside til kvinder ved navn Amalierohde.dk<\/a>. Med n\u00e6vnte to hjemmesiders inspiration kan du v\u00e6lge en ting, som du mener vil holde dig fokuseret p\u00e5 opgaven lige foran dig.<\/p>\n\n\n\n

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2. Sammenlign l\u00e5n<\/h2>\n\n\n\n

Det g\u00e6lder l\u00e5n, som det g\u00e6lder de fleste andre produkter og servicer, at der er penge at spare, hvis man leder de rigtige steder og er t\u00e5lmodig. Du kender m\u00e5ske pricerunner og en lignende sammenligningstjeneste eksisterer for l\u00e5n kaldet Moneylender.dk. N\u00e6vnte side er dansk, og du kan nemt med denne sammenligne relevante l\u00e5n som er fremkommet p\u00e5 baggrund af en s\u00f8gning, som du hurtigt kan lave. Du skal blot indtaste \u00f8nsket bel\u00f8bsst\u00f8rrelse samt din alder. Det er s\u00e5ledes ganske nemt og dermed ogs\u00e5 hurtigt, idet det hele foreg\u00e5r online. Ans\u00f8gningen er ligeledes online, men du b\u00f8r f\u00f8rst kende til f\u00f8lgende to begreber, f\u00f8r du ans\u00f8ger om et l\u00e5n.<\/p>\n\n\n\n

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3. L\u00f8betid og \u00c5OP<\/h2>\n\n\n\n

L\u00f8betid er et begreb der, som navnet i nogen grad indikerer, d\u00e6kker over, hvor lang tid det tager for l\u00e5netageren at tilbagebetale l\u00e5net. Du skal v\u00e6re opm\u00e6rksom p\u00e5 denne, s\u00e5 du ikke pludselig i fremtiden befinder dig en situation, hvor du ikke har r\u00e5d til at tilbagebetale l\u00e5net, eftersom dette kan koste i rykkere.<\/p>\n\n\n\n

\u00c5OP er en forkortelse for \u00e5rlige omkostninger i procent. Dette \u00f8konomiske begreb er et inkluderende begreb der medregner renter, gebyrer og andre omkostninger, hvorfor du f\u00e5r et overblik over et l\u00e5n ved at kigge p\u00e5 dette ene tal kaldt \u00c5OP.<\/p>\n\n\n\n

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L\u00e6s mere fra samme kategori<\/h4>\n<\/div><\/div>\n<\/div><\/section>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":23,"featured_media":9771,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_uag_custom_page_level_css":"","_lmt_disableupdate":"","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[57],"tags":[],"acf":[],"yoast_head":"\nTag et aftenskursus med et l\u00e5n - Min Investering<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mininvestering.com\/fremtiden-for-crowdlending\/\" \/>\n<meta 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