{"id":50046,"date":"2020-04-15T05:07:04","date_gmt":"2020-04-15T03:07:04","guid":{"rendered":"https:\/\/mininvestering.com\/?p=50046"},"modified":"2021-04-04T01:02:00","modified_gmt":"2021-04-04T01:02:00","slug":"saadan-haandterer-du-dine-aktier-som-selvstaendig","status":"publish","type":"post","link":"https:\/\/mininvestering.com\/saadan-haandterer-du-dine-aktier-som-selvstaendig\/","title":{"rendered":"S\u00e5dan h\u00e5ndterer du dine aktier som selvst\u00e6ndig"},"content":{"rendered":"\n<section class=\"wp-block-uagb-section uagb-section__wrap uagb-section__background-undefined uagb-block-a5b1d9c6 section-inner-wrap\"><div class=\"uagb-section__overlay\"><\/div><div class=\"uagb-section__inner-wrap\">\n<section class=\"wp-block-uagb-columns uagb-columns__wrap uagb-columns__background-undefined uagb-columns__stack-mobile uagb-columns__valign-top uagb-columns__gap-10 alignundefined uagb-block-0b6bf6ce\"><div class=\"uagb-columns__overlay\"><\/div><div class=\"uagb-columns__inner-wrap uagb-columns__columns-1\">\n<div class=\"wp-block-uagb-column uagb-column__wrap uagb-column__background-undefined uagb-block-d301b2fc\"><div class=\"uagb-column__overlay\"><\/div><div class=\"uagb-column__inner-wrap\">\n<p>Investerer du i aktier gennem dit selskab, eller overvejer du at stifte et selskab til at h\u00e5ndtere dine investeringer?<\/p>\n\n\n\n<p>Der kan v\u00e6re visse fordele ved at oprette en virksomhed til h\u00e5ndtere dit overskud fra salg af aktier. Har du en virksomhed, som du bruger til at varetage dine investeringer, kan du nemlig selv bestemme, hvorn\u00e5r du skal beskattes personligt af dine investeringer. Det giver mulighed for at optimere din beskatning p\u00e5 l\u00e6ngere sigt og for at geninvestere dine penge uden at blive beskattet som en privatperson. Samtidig kan du tr\u00e6kke forskellige erhvervsrelaterede udgifter fra i din virksomhed.<\/p>\n\n\n\n<p>Hvis du ikke allerede har en virksomhed, skal du have i mente, at der ved stiftelse af et selskab medf\u00f8lger l\u00f8bende administrativt arbejde og omkostninger. Det skal du tage med i dine overvejelser, inden at du stifter et selskab udelukkende til investering. Investerer du i aktier gennem et selskab, som du ogs\u00e5 bruger til andet arbejde, vil du muligvis kunne opn\u00e5 endnu bedre fordele i forhold til at tr\u00e6kke udgifter fra i skat.<\/p>\n<\/div><\/div>\n<\/div><\/section>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-uagb-section uagb-section__wrap uagb-section__background-undefined uagb-block-97aad4bb section-inner-wrap\"><div class=\"uagb-section__overlay\"><\/div><div class=\"uagb-section__inner-wrap\">\n<section class=\"wp-block-uagb-columns uagb-columns__wrap uagb-columns__background-undefined uagb-columns__stack-mobile uagb-columns__valign-top uagb-columns__gap-10 alignundefined uagb-block-1ddd7ea1\"><div class=\"uagb-columns__overlay\"><\/div><div class=\"uagb-columns__inner-wrap uagb-columns__columns-1\">\n<div class=\"wp-block-uagb-column uagb-column__wrap uagb-column__background-undefined uagb-block-d3c6b378\"><div class=\"uagb-column__overlay\"><\/div><div class=\"uagb-column__inner-wrap\">\n<h2 class=\"wp-block-heading\">F\u00e5 mere ud af dit overskud<\/h2>\n\n\n\n<p>N\u00e5r du investerer penge i aktier er form\u00e5let at opn\u00e5 et positivt afkast og dermed f\u00e5 et overskud og et udbytte. Udbyttet kan du s\u00e5 bruge privat, hvis du udbetaler det til dig selv, eller du kan geninvestere udbyttet gennem eller i din virksomhed.<\/p>\n\n\n\n<ul><li>Et afkast er den totale v\u00e6rditilv\u00e6kst af en investering. Det kan v\u00e6re for hele aktiens levetid, eller for en given periode. Det vil sige, at afkastet giver et overblik over, hvor meget din aktie er steget eller faldet i kroner.<\/li><li>Udbytte er det bel\u00f8b, som du udbetaler til dig selv eller for eksempel dine investorer, n\u00e5r du s\u00e6lger en aktie med et positivt afkast. Udbyttet kan udbetales som l\u00f8n eller som udbytte (aktieindkomst).<\/li><\/ul>\n\n\n\n<p>N\u00e5r du genererer et overskud ved at s\u00e6lge aktier, kan du alts\u00e5 selv v\u00e6lge, om du vil geninvestere udbyttet gennem din virksomhed, eller om du vil udbetale udbyttet til dig selv som privatperson.<\/p>\n\n\n\n<p>Administrerer du dine investeringer gennem et selskab, betaler du kun 22 % i selskabsskat af dine indt\u00e6gter og dermed kun 22% af et eventuelt udbytte. Sammenligner vi det med skatten for en privatperson, som vil skulle betale 42% af overskuddet, er der er en v\u00e6sentlig forskel p\u00e5, hvor mange penge du har til r\u00e5dighed, n\u00e5r du holder udbyttet i virksomheden. Det kan derfor give god mening, at du holder pengene i virksomheden, hvis du gerne vil geninvestere dit udbytte, da der er en markant forskel p\u00e5, hvor stort et bel\u00f8b du s\u00e5 kan geninvestere.<\/p>\n\n\n\n<p>Det skal dog n\u00e6vnes, at du stadig vil blive beskattet privat, n\u00e5r du p\u00e5 et tidspunkt udbetaler overskuddet i form af l\u00f8n fra selskabet eller udbetaler udbyttet til dig selv fra virksomheden. Det vil enten blive beskattet som personlig indkomst, hvis det udbetales som l\u00f8n eller som aktieindkomst, hvis det udbetales som udbytte til dig selv. Derfor kan du kun drage fordel af den lavere beskatning, s\u00e5 l\u00e6nge at pengene er i virksomheden.<\/p>\n\n\n\n<p>Du kan bl.a. ogs\u00e5 s\u00f8rge for, at dine udbetalingerne bliver lavet p\u00e5 en s\u00e5dan m\u00e5de, at topskattegr\u00e6nsen undg\u00e5s, hvis det tilrettel\u00e6gges korrekt.<\/p>\n\n\n\n<p>Her anbefaler vi, at du l\u00e6ser op p\u00e5 r\u00e5d og anbefalinger inden for omr\u00e5det, hvis det kunne v\u00e6re relevant for dig.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Hvad kan jeg f\u00e5 fradrag for?<\/h2>\n\n\n\n<p>Det er muligt at fratr\u00e6kke visse udgifter, hvis de er relaterede til driften af dit selskab. I det her tilf\u00e6lde vil det sige, at du kan tr\u00e6kke udgifter fra de ting, som du bruger til at investere og handle aktier med. For eksempel kan du f\u00e5 fradrag for udgifter til en computer, software eller andet teknisk udstyr, som du bruger til aktiehandel.<\/p>\n\n\n\n<p>Udover fradrag for de mere tekniske ting, som er relevante for driften af virksomheden, kan du ogs\u00e5 fratr\u00e6kke udgifter til kurser, brugbare l\u00e6reb\u00f8ger og andet relevant litteratur, som for eksempel aviser. Fradragene afh\u00e6nger dog til dels af, hvor mange penge din virksomheder tjener, hvor meget tid du bruger p\u00e5 din virksomhed, og hvor aktivt du handler.<\/p>\n\n\n\n<p>L\u00e6s mere om, hvad du kan tr\u00e6kke fra hos SKAT:<a href=\"https:\/\/www.skat.dk\/SKAT.aspx?oId=1872145.\">https:\/\/www.skat.dk\/SKAT.aspx?oId=1872145<\/a><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Udfordringen ved investering<\/h2>\n\n\n\n<p style=\"font-size:19px\">N\u00e5r du handler med aktier og investeringer, g\u00e6lder det om at holde hovedet koldt. Investering og aktiehandel er en proces med fokus p\u00e5 at f\u00e5 afkast, derfor kr\u00e6ver det ogs\u00e5 t\u00e5lmodighed. Dit overskud afh\u00e6nger af den fastsatte tidshorisont, usikkerhed og risiko. Disse parametre vil selvf\u00f8lgelig v\u00e6re forskellige fra person til person, s\u00e5 det er vigtigt at beslutte sig for en strategi, som passer til dig og dine investeringsbehov.<\/p>\n\n\n\n<p style=\"font-size:19px\">Man skal ogs\u00e5 v\u00e6re klar p\u00e5 op- og nedture, fordi det kan v\u00e6re uforudsigeligt, hvordan investeringen eller kursen udvikler sig p\u00e5 l\u00e6ngere sigt. Det vil derfor v\u00e6re en god ide at sprede sine investeringer ud p\u00e5 flere projekter, s\u00e5ledes at hele investeringen ikke satses p\u00e5 \u00e9n investering.<\/p>\n\n\n\n<p style=\"font-size:19px\">Derudover skal du ogs\u00e5 tage stilling til, om du vil investere aktivt eller passivt, for n\u00e5r du investerer i aktier, betyder det ikke, at du hele tiden skal v\u00e6re p\u00e5 og f\u00f8lge markedet 24\/7, det afh\u00e6nger af den m\u00e5de, som du investerer p\u00e5.<\/p>\n\n\n\n<p style=\"font-size:19px\">Foruden t\u00e5lmodighed er det ogs\u00e5 vigtigt at have kendskab til markedet, man investerer i. Selvom udviklingen er uforudsigelig er det ikke blot tilf\u00e6ldigheder, der giver gevinst. Det er vigtigt at lave research omkring branchen og vurdere potentialet ved sine investeringer, inden man kaster sig ud i livet som investor.<\/p>\n\n\n\n<p style=\"font-size:19px\">Stifter du et selskab eller driver du allerede en mindre virksomhed, kan du nemt holde overblikket over din \u00f8konomi med et gratis regnskabsprogram som Billy. Et regnskabsprogram g\u00f8r, at du nemt kan holde styr p\u00e5 dit overskud, udgifter og investeringer.  <a href=\"https:\/\/www.billy.dk\/\">L\u00e6s mere om Billy<\/a>.<\/p>\n<\/div><\/div>\n<\/div><\/section>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":23,"featured_media":9771,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_uag_custom_page_level_css":"","_lmt_disableupdate":"","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[57],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>S\u00e5dan h\u00e5ndterer du 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