{"id":93586,"date":"2022-01-11T23:30:18","date_gmt":"2022-01-11T21:30:18","guid":{"rendered":"https:\/\/mininvestering.com\/?p=93586"},"modified":"2022-01-11T23:32:57","modified_gmt":"2022-01-11T21:32:57","slug":"diversificerer-investeringer-tilstraekkeligt","status":"publish","type":"post","link":"https:\/\/mininvestering.com\/diversificerer-investeringer-tilstraekkeligt\/","title":{"rendered":"Diversificerer du dine investeringer tilstr\u00e6kkeligt?"},"content":{"rendered":"\n

Warren Buffett, verdens rigeste investor, har engang udtalt, at \u201ddiversification is for dummies\u201d \u2013 alts\u00e5 frit oversat, at spredning af risiko er for fjolser. Det er muligt, at man som verdens rigeste investor kan have dette synspunkt, men faktum er, at mange private investorer l\u00f8ber un\u00f8dig risiko p\u00e5 aktiemarkedet, simpelthen fordi de ikke diversificerer deres investeringer tilstr\u00e6kkeligt.<\/p>\n\n\n\n

Sp\u00f8rgsm\u00e5let er s\u00e5 \u2013 spreder du dine investeringer tilstr\u00e6kkeligt?<\/p>\n\n\n\n

Det skal du t\u00e6nke over, n\u00e5r du diversificerer<\/h2>\n\n\n\n

Lad det v\u00e6re sagt med det samme. Hvad der er den rette l\u00f8sning for den ene ift. diversificering, er ikke n\u00f8dvendigvis den rette l\u00f8sning for den anden. Det er derfor i princippet umuligt at komme med en tommelfingerregel om, hvor mange aktier du b\u00f8r have i din portef\u00f8lje.<\/p>\n\n\n\n

I stedet b\u00f8r du anskue problemstillingen omkring diversificering p\u00e5 en anden m\u00e5de. N\u00e5r du diversificerer, minimerer du din risiko, men ogs\u00e5 din mulighed for at opn\u00e5 et h\u00f8jere afkast. Det giver n\u00e6sten sig selv. Har du f.eks. alle dine penge i \u00e9n aktie, som s\u00e5 stiger 10% – ja s\u00e5 har du forrentet din kapital med 10%. Har du i stedet spredt dine aktieinvesteringer<\/a> ligeligt udover 20 forskellige aktier, og en af dem s\u00e5 stiger 10% – ja s\u00e5 har du kun forrentet din samlede kapital med 0,5%.<\/p>\n\n\n\n

Ovenst\u00e5ende eksempel g\u00e6lder b\u00e5de ved stigende og faldende kurser, og ret beset stabiliserer du s\u00e5ledes udsving i begge retninger, n\u00e5r du diversificerer. Hvor meget, du \u00f8nsker at diversificere, er s\u00e5 op til din \u00f8nskede risikoprofil.<\/p>\n\n\n\n

Flere m\u00e5der at diversificere p\u00e5<\/h2>\n\n\n\n

Nogle investorer v\u00e6lger at undlade at diversificere, simpelthen fordi de ikke kan overskue at finde s\u00e5 mange aktier, som det kr\u00e6ver for at opn\u00e5 en tilstr\u00e6kkelig diversificering. Her er det imidlertid vigtigt at huske p\u00e5, at der findes flere metoder til at diversificere p\u00e5.<\/p>\n\n\n\n

Du kan f.eks. investere i investeringsfonde<\/a>, hvor du dermed investerer i en r\u00e6kke aktier \u2013 og\/eller andre aktiver for den sags skyld \u2013 p\u00e5 \u00e9n gang, og dermed opn\u00e5r en langt st\u00f8rre spredning. Et andet alternativ kan v\u00e6re at investere i ETF\u2019er, der ift. diversificering fungerer p\u00e5 samme m\u00e5de.<\/p>\n\n\n\n

Kig din portef\u00f8lje igennem<\/h2>\n\n\n\n

Et godt tip, f\u00f8r vi runder af, er, at du f\u00e5r kigget din portef\u00f8lje igennem minimum \u00e9n gang \u00e5rligt<\/a> og aktivt tager stilling til, om du er tilstr\u00e6kkeligt diversificeret p\u00e5 tv\u00e6rs af selskaber, nicher, lande osv. Er det ikke tilf\u00e6ldet, er det en god id\u00e9 at g\u00f8re noget ved det \u2013 ellers l\u00f8ber du en un\u00f8dvendig risiko i tilf\u00e6lde af, at et af de f\u00e5 selskaber, du har investeret i, pludselig bliver ramt af kursfald. Og det g\u00f8r de \u2013 f\u00f8r eller siden!<\/p>\n","protected":false},"excerpt":{"rendered":"

Warren Buffett, verdens rigeste investor, har engang udtalt, at \u201ddiversification is for dummies\u201d \u2013 alts\u00e5 frit oversat, at spredning af risiko er for fjolser. Det er muligt, at man som verdens rigeste investor kan have dette synspunkt, men faktum er, at mange private investorer l\u00f8ber un\u00f8dig risiko p\u00e5 aktiemarkedet, simpelthen fordi de ikke diversificerer deres… L\u00e6r mere<\/a><\/p>\n","protected":false},"author":63,"featured_media":93587,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_uag_custom_page_level_css":"","_lmt_disableupdate":"","_lmt_disable":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[57],"tags":[],"acf":[],"yoast_head":"\nDiversificerer du dine investeringer tilstr\u00e6kkeligt?<\/title>\n<meta name=\"description\" content=\"Diversificerer du dine investeringer tilstr\u00e6kkeligt? Her hj\u00e6lper vi dig med at afg\u00f8re, om du g\u00f8r det godt nok, n\u00e5r din aktiebeholdning.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mininvestering.com\/diversificerer-investeringer-tilstraekkeligt\/\" \/>\n<meta property=\"og:locale\" content=\"da_DK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Diversificerer du dine investeringer tilstr\u00e6kkeligt?\" \/>\n<meta property=\"og:description\" content=\"Diversificerer du dine investeringer tilstr\u00e6kkeligt? Her hj\u00e6lper vi dig med at afg\u00f8re, om du g\u00f8r det godt nok, n\u00e5r din aktiebeholdning.\" \/>\n<meta property=\"og:site_name\" content=\"Min Investering\" \/>\n<meta property=\"article:published_time\" content=\"2022-01-11T21:30:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-11T21:32:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Hans Hansen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:description\" content=\"Diversificerer du dine investeringer tilstr\u00e6kkeligt? Her hj\u00e6lper vi dig med at afg\u00f8re, om du g\u00f8r det godt nok, n\u00e5r din aktiebeholdning.\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Hans Hansen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Diversificerer du dine investeringer tilstr\u00e6kkeligt?","description":"Diversificerer du dine investeringer tilstr\u00e6kkeligt? Her hj\u00e6lper vi dig med at afg\u00f8re, om du g\u00f8r det godt nok, n\u00e5r din aktiebeholdning.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mininvestering.com\/diversificerer-investeringer-tilstraekkeligt\/","og_locale":"da_DK","og_type":"article","og_title":"Diversificerer du dine investeringer tilstr\u00e6kkeligt?","og_description":"Diversificerer du dine investeringer tilstr\u00e6kkeligt? Her hj\u00e6lper vi dig med at afg\u00f8re, om du g\u00f8r det godt nok, n\u00e5r din aktiebeholdning.","og_site_name":"Min Investering","article_published_time":"2022-01-11T21:30:18+00:00","article_modified_time":"2022-01-11T21:32:57+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering.jpg","type":"image\/jpeg"}],"author":"Hans Hansen","twitter_card":"summary_large_image","twitter_description":"Diversificerer du dine investeringer tilstr\u00e6kkeligt? Her hj\u00e6lper vi dig med at afg\u00f8re, om du g\u00f8r det godt nok, n\u00e5r din aktiebeholdning.","twitter_misc":{"Written by":"Hans Hansen","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/mininvestering.com\/diversificerer-investeringer-tilstraekkeligt\/","url":"https:\/\/mininvestering.com\/diversificerer-investeringer-tilstraekkeligt\/","name":"Diversificerer du dine investeringer tilstr\u00e6kkeligt?","isPartOf":{"@id":"https:\/\/mininvestering.com\/#website"},"datePublished":"2022-01-11T21:30:18+00:00","dateModified":"2022-01-11T21:32:57+00:00","author":{"@id":"https:\/\/mininvestering.com\/#\/schema\/person\/ebe06794253966b16b6898f28bab4dc5"},"description":"Diversificerer du dine investeringer tilstr\u00e6kkeligt? Her hj\u00e6lper vi dig med at afg\u00f8re, om du g\u00f8r det godt nok, n\u00e5r din aktiebeholdning.","breadcrumb":{"@id":"https:\/\/mininvestering.com\/diversificerer-investeringer-tilstraekkeligt\/#breadcrumb"},"inLanguage":"da-DK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mininvestering.com\/diversificerer-investeringer-tilstraekkeligt\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/mininvestering.com\/diversificerer-investeringer-tilstraekkeligt\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/mininvestering.com\/"},{"@type":"ListItem","position":2,"name":"Diversificerer du dine investeringer tilstr\u00e6kkeligt?"}]},{"@type":"WebSite","@id":"https:\/\/mininvestering.com\/#website","url":"https:\/\/mininvestering.com\/","name":"Min Investering","description":"Alle kan l\u00e6re at investere","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mininvestering.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"da-DK"},{"@type":"Person","@id":"https:\/\/mininvestering.com\/#\/schema\/person\/ebe06794253966b16b6898f28bab4dc5","name":"Hans Hansen","image":{"@type":"ImageObject","inLanguage":"da-DK","@id":"https:\/\/mininvestering.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/8da33322ee6cae9c262879ff3662ea6d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8da33322ee6cae9c262879ff3662ea6d?s=96&d=mm&r=g","caption":"Hans Hansen"},"description":"Freelanceskribent p\u00e5 Mininvestering, hvor jeg skriver om aktier og kryptovalutaer. Har tidligere arbejdet som freelance journalist. Bor i dag i LA hvor jeg jagter dr\u00f8mmen som iv\u00e6rks\u00e6tter.","url":"https:\/\/mininvestering.com\/author\/hjhansen\/"}]}},"modified_by":null,"uagb_featured_image_src":{"full":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering.jpg",1200,800,false],"thumbnail":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-150x150.jpg",150,150,true],"medium":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-300x200.jpg",300,200,true],"medium_large":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-768x512.jpg",768,512,true],"large":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-1024x683.jpg",1024,683,true],"bm_large_thumbnail":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering.jpg",95,63,false],"bm_middle_thumbnail":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering.jpg",75,50,false],"bm_small_thumbnail":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering.jpg",60,40,false],"1536x1536":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering.jpg",1200,800,false],"2048x2048":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering.jpg",1200,800,false],"feed":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-750x395.jpg",750,395,true],"home-middle":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-630x350.jpg",630,350,true],"home-top":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-750x420.jpg",750,420,true],"sidebar-thumbnail":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-100x100.jpg",100,100,true],"archive-latest-post-thumbnail":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-440x450.jpg",440,450,true],"archive-post-thumbnail":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-219x146.jpg",219,146,true],"fw_banner_right_image":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-558x372.jpg",558,372,true],"fw_banner_bg_image":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering.jpg",1200,800,false],"popular_article_w_image":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-279x186.jpg",279,186,true],"popular_article_w_image_wide":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-429x286.jpg",429,286,true],"featured_block_439_x_624_image":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-439x624.jpg",439,624,true],"featured_block_558_x_450_image":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-558x450.jpg",558,450,true],"featured_block_438_x_420_image":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-438x420.jpg",438,420,true],"author_archive_image":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-270x360.jpg",270,360,true],"author_featured_image":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-440x293.jpg",440,293,true],"features_icon":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-60x40.jpg",60,40,true],"trending_article_featured":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-440x390.jpg",440,390,true],"trending_article_other":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-353x187.jpg",353,187,true],"mi_reference_img":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-105x70.jpg",105,70,true],"mi_related_post_img":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-330x220.jpg",330,220,true],"mi_banner_title_mobile":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-767x168.jpg",767,168,true],"fw_banner_bg_image_mobile":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-767x400.jpg",767,400,true],"author_thumbnail":["https:\/\/mininvestering.com\/wp-content\/uploads\/2022\/01\/aktieinvestering-60x60.jpg",60,60,true]},"uagb_author_info":{"display_name":"Hans Hansen","author_link":"https:\/\/mininvestering.com\/author\/hjhansen\/"},"uagb_comment_info":3,"uagb_excerpt":"Warren Buffett, verdens rigeste investor, har engang udtalt, at \u201ddiversification is for dummies\u201d \u2013 alts\u00e5 frit oversat, at spredning af risiko er for fjolser. Det er muligt, at man som verdens rigeste investor kan have dette synspunkt, men faktum er, at mange private investorer l\u00f8ber un\u00f8dig risiko p\u00e5 aktiemarkedet, simpelthen fordi de ikke diversificerer deres...\u2026","_links":{"self":[{"href":"https:\/\/mininvestering.com\/wp-json\/wp\/v2\/posts\/93586"}],"collection":[{"href":"https:\/\/mininvestering.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mininvestering.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mininvestering.com\/wp-json\/wp\/v2\/users\/63"}],"replies":[{"embeddable":true,"href":"https:\/\/mininvestering.com\/wp-json\/wp\/v2\/comments?post=93586"}],"version-history":[{"count":0,"href":"https:\/\/mininvestering.com\/wp-json\/wp\/v2\/posts\/93586\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mininvestering.com\/wp-json\/wp\/v2\/media\/93587"}],"wp:attachment":[{"href":"https:\/\/mininvestering.com\/wp-json\/wp\/v2\/media?parent=93586"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mininvestering.com\/wp-json\/wp\/v2\/categories?post=93586"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mininvestering.com\/wp-json\/wp\/v2\/tags?post=93586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}